U.S. National Insurance
U.S. National Insurance  ·  Scottsdale, Arizona

Commercial Risk,Handled with Precision.

Boutique expertise. National market access. Built for commercial accounts of every size and complexity.

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The Difference

You talk to your broker, not a call center.

U.S. National is a boutique commercial lines brokerage that places commercial coverage across the full spectrum — from straightforward business accounts to the complex, multi-state, and high-hazard risks that demand a real underwriter relationship and a broker who knows the file.

We specialize in getting coverage placed correctly the first time — whether that's a clean commercial account that deserves more attention than a call center can give it, or the hard-to-place risk that no one else will touch. Either way, you talk to a broker who knows the file.

Lines of Coverage

A full commercial program,
placed by specialists.

All services
Workers' CompensationMulti-state programs, assigned-risk alternatives, and experience-mod strategy.General LiabilityPrimary GL for high-hazard and contractor classes.Commercial AutoFleet and non-fleet, hired and non-owned, high-radius.Umbrella & Excess LiabilityLayered excess capacity to satisfy contractual and statutory limits.Commercial PropertyBuilding, BPP, and business income for owner-occupied and habitational risk.Employment Practices LiabilityEPLI for employers exposed to wage-and-hour and discrimination claims.
Where We Work

From clean commercial accounts to complex, high-hazard placements — we cover it all.

We build programs across a wide range of industries — including many that other agencies won't cover. A sample of the accounts we place every day:

Construction & ContractorsSecurity & Guard ServicesHealthcare & Human ServicesStaffing — All ClassesManufacturingTransportation & Commercial Auto FleetsProfessional Services
Why U.S. National

Built for the businesses other agencies turn away.

01

We write what others won't

Distressed loss history, high-hazard class codes, assigned-risk alternatives — the placements that require a relationship, not a rating engine.

02

National market access

Direct relationships across 75+ admitted and E&S carriers let us shop a complex account properly instead of forcing it into one appetite.

03

Boutique service

One broker who knows your business — from your first call through every renewal and the midnight certificate request. Not a queue. Not a call center.

Ready to place your commercial program?

Whether it's a standard commercial account or the hardest file you've ever tried to place — boutique service, national market access, and a broker who picks up the phone.

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