What does it cover?

• Liquor related claims.​

• Will cover the business for personal injuries and property damages for a liability lawsuit.

• Provides coverage for any business that serves alcohol including - bars and taverns, restaurants, convenience stores, special events, nightclubs, distributors and manufacturers, liquor stores and grocery stores.

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How is premium cost dervied?

• Cost varies per state.

• Based off of risk types, industry and claims history.

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Claim Example

• A sports bar is sued by a customer who gets injured by two intoxicated individuals who get into a fight in the bar.