What does it cover?

• Covers the building and it's contents (computers, furniture, equipment, landscaping, documents, inventory and others' property)

• Exterior fixtures (signs, satellite dishes)

• Protects physical assets from fire, explosions, burst pipes, storms, theft and vandalism

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How is premium cost dervied?

• Based off of the value of business assets, including the building

• Location

• Building material

• Occupancy

• Fire and theft protection

• Building size

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Claim Example

• The business has a sign hanging over the entry of the business.  The sign is vandalized.