What does it cover?

• Provides coverage to employers against claims made by the employees alleging

  • Discrimiation (based on sex, race, age or disability, for example)​

  • Wrongful termination

  • Harassment

  • Other employment-related issues, such as failure to promote

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How is premium cost dervied?

• Type of business

• The number of people you employ

• Whether you've had prior suits lodged against your company

• The percentage of employee turnover

• Whether you have established rules and practices in place

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Claim Example

• The company fires an employee based off of poor performance.  The employee then files a lawsuit claiming that the reason he was fired was because of his race.