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Employment Practices

Liability //


What does it cover?

  • Provides coverage to employers against claims made by the employees alleging

    • Discrimiation (based on sex, race, age or disability, for example)​

    • Wrongful termination

    • Harassment

    • Other employment-related issues, such as failure to promote

How is premium cost dervied?

  • Type of business

  • The number of people you employ

  • Whether you've had prior suits lodged against your company

  • The percentage of employee turnover

  • Whether you have established rules and practices in place

Claim Example

  • The company fires an employee based off of poor performance.  The employee then files a lawsuit claiming that the reason he was fired was because of his race.

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