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What does it cover?
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Provides coverage to employers against claims made by the employees alleging
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Discrimiation (based on sex, race, age or disability, for example)​
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Wrongful termination
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Harassment
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Other employment-related issues, such as failure to promote
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How is premium cost dervied?
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Type of business
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The number of people you employ
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Whether you've had prior suits lodged against your company
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The percentage of employee turnover
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Whether you have established rules and practices in place
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Claim Example
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The company fires an employee based off of poor performance. The employee then files a lawsuit claiming that the reason he was fired was because of his race.
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