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Liability //


What does it cover?

  • Costs related to property damage claims made against your business.

  • Expenses to settle claims by a third party that your business caused them personal injury.

  • Advertising injury claims made against your business.

  • Attorney fees related to settling covered claims.

  • Administrative costs to handle covered claims.

  • Court costs associated with covered claims.

  • Settlements and judgements for covered claims.

How is premium cost dervied?

  • Policy limits

  • Type of business

  • Industry rates

  • Claims history

Claim Example

  • A customer slips and falls from a recently mopped floor and breaks arm.  The customer sues to cover losses for doctor bills and time off work.

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