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What does it cover?
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Costs related to property damage claims made against your business.
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Expenses to settle claims by a third party that your business caused them personal injury.
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Advertising injury claims made against your business.
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Attorney fees related to settling covered claims.
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Administrative costs to handle covered claims.
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Court costs associated with covered claims.
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Settlements and judgements for covered claims.
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How is premium cost dervied?
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Policy limits
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Type of business
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Industry rates
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Claims history
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Claim Example
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A customer slips and falls from a recently mopped floor and breaks arm. The customer sues to cover losses for doctor bills and time off work.
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