What does it cover?

• Covers property loss and liability arising from pollution-related damages

• Cleanup expenses and defenses cost.

• Third party claims from bodily injury and property damage due to pollution incident.

• Two types of coverage - Premises EIL insurance & Contractors EIL insurance.

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How is premium cost dervied?

• Claims history, type of work, volume of business, type of pollutants, location.

• If operated in building - how building is constructed, history of building's occupancy, environment of location used.

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Claim Example

• A road construction company was repairing a road when they drilled into a sewer pipe causing it to leak and spill into the local lake.