Commercial

Environmental /

Pollution //

 

What does it cover?

  • Covers property loss and liability arising from pollution-related damages

  • Cleanup expenses and defenses cost.

  • Third party claims from bodily injury and property damage due to pollution incident.

  • Two types of coverage - Premises EIL insurance & Contractors EIL insurance.

How is premium cost dervied?

  • Claims history, type of work, volume of business, type of pollutants, location.

  • If operated in building - how building is constructed, history of building's occupancy, environment of location used.

Claim Example

  • A road construction company was repairing a road when they drilled into a sewer pipe causing it to leak and spill into the local lake.

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