What does it cover?

• Auto vehicles used for business operations.

• Helps cover financial responsiblity if you or an employee is at fault in an auto accident on the job and people are injured or their property is damaged.

• Coverages - Bodily injury liability coverage, property damage liability coverage, combined single limit, medical payments (no-fault or personal injury coverage), uninsured motorist coverage, comprehensive physical damage coverage, collision coverage

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How is premium cost dervied?

• Based off of type of vehicles, risks involved, driving records of all drivers, value of vehicle, driving location and distance.

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Claim Example

• While an employee is driving a company vehicle to another job site, they rear end another vehicle, causing damage to the company vehicle and the other person's vehicle.