Commercial

Commercial

Auto //

 

What does it cover?

  • Auto vehicles used for business operations.

  • Helps cover financial responsiblity if you or an employee is at fault in an auto accident on the job and people are injured or their property is damaged.

  • Coverages - Bodily injury liability coverage, property damage liability coverage, combined single limit, medical payments (no-fault or personal injury coverage), uninsured motorist coverage, comprehensive physical damage coverage, collision coverage

How is premium cost dervied?

  • Based off of type of vehicles, risks involved, driving records of all drivers, value of vehicle, driving location and distance.

Claim Example

  • While an employee is driving a company vehicle to another job site, they rear end another vehicle, causing damage to the company vehicle and the other person's vehicle.

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